The short answer is YES. If you own or lease a car you are legally REQUIRED to have auto insurance. Nearly every state requires car owners to carry auto insurance, and most states have required minimum values for different policies, including Indiana. If you don’t carry insurance, the state can impound your vehicle or even assess fines. In fact you have to show proof of insurance to get license plates, so to repeat the answer to the question. Yes, you need auto insurance.

How much insurance do you need?

A good rule of thumb: Make sure you’re covered for an amount equal to the total value of your assets (Add up the dollar values of your house, your car, savings and investments). For more details on this subject, check out our blog on this very topic.

Shopping for auto insurance.

Every insurance company claims to have the cheapest rates. But they all can’t be the cheapest. Right? To get the most bang for your buck, consider an Independent Insurance Agency. These agencies offer all kinds of insurance from many different companies. If you have any issues affecting your ability to get coverage (such as a patchy driving record or a teenage driver in your house) independent agents can usually find you better coverage at better prices than what you’d find on your own.

Drive legally, drive safely and drive insured!

To learn more, contact your independent Provident Insurance agent. We serve Plainfield, Greenwood, Avon, Brownsburg, Indianapolis, Carmel, Zionsville and the entire central Indiana area. Stop in one of our convenient locations to discuss your insurance needs today.