The term, Full Coverage, is a bit misleading mostly because it means different things to different people. It varies from company to company and from driver to driver (or homeowner to homeowner). To the average driver or homeowner, Full Coverage, may be equal to “The Works”…I want it all…max me out…cut no corners. But that’s not necessarily true or wise.

Generally Full Coverage means a comprehensive policy with appropriate amounts across all risk categories. It simply means you are covered properly for all likely events that could cause a loss. Full Coverage does not mean Most Expensive, or at least it shouldn’t mean that. When you talk to your agent and ask for full coverage, you should ask what that means to him or her.

At the end of the day you do not want to be over insured or under insured. Fully insured is the sweet spot. Particularly if you are fully insured at competitive rates.

To learn more, contact your independent Provident Insurance agent. We serve Plainfield, Greenwood, Avon, Brownsburg, Indianapolis, Carmel, Zionsville and the entire central Indiana area. Stop in one of our convenient locations to discuss your insurance needs today.